Ok, so you’ve stayed in a mall-free zone thus far and your mood is cranky. Darn cranky. You tried some of my suggestions. Your cookies are flatter than Faith Hill’s stomach, the gift certificate you slaved over hid in the C drive, and the grocery stores checked your coupon organizer so that, hee, hee, none of those items are on sale this week. (Yes, the paper is getting pretty sparse on the coupon front. Try these sites out.)
“Pfft. Doing Christmas. This moron makes Pollyanna look like a pessimist,” you’re saying. I feel your pain. Neighbors are putting up lights and decorations all around me. I’m sure it’s aimed at making me feel even more broke. The extra cost of electricity alone… (On that subject, Bracing for Winter and Cut your Heating Bills may help.)
Everywhere you’re bombarded with messages that say SPEND, as if somehow emptying your wallet will fill you with the holiday spirit everyone else seems to have. FACT: While it may make the next 20 days woohoo-party time, you’ll regret it when January rolls around. And February. And March… Which is why I loved this Top Ten article on why it’s great to be broke this season.
I received an email from a friend yesterday that said holidays just aren’t the same. No, they’re not. We turned them over to the retailers. And with that, we lost the good, warm, ahhh feelings that holidays used to bring. Now, if we can’t let go of the $832 people say the plan to spend we’re thinking they aren’t fun or fulfilling. Hey, at $832 they’re not fun and fulfilling either – they’re foolish and frenetic. And, NOBODY APPRECIATES OUR FINANCIAL INSANITY ANYWAY! Long gone are the days of, “it’s the thought that counts.”
Instead of labeling yourself a failure this season, embrace these top ten reasons for why your fiscal savvy puts you way ahead of the pack.
10. Credit card bills have all that junk advertising enclosed. You’ll be saving trees, too.
9. You won’t be on anyone’s “worst gifts” list next year.
8. No one will curse you for making them look cheap.
7. Not a single person will have to exchange your gift. You’re saving them gas, stress, helping cut pollution!
6) No one will feel guilty because you bought for them and they didn’t buy for you.
5. And you won’t shame anyone by being the “best gift giver” while they make your worst gifts list…
4) The postal person won’t be overburdened delivering tons of credit card bills to your house.
3. You won’t have to eat 5 out of 7 meals at the happy hour buffet come January.
2. You can listen to others bemoan their holiday debt, nodding sympathetically without adding a single comment yourself as you smile gleefully – inside of course.
And, the number one reason you’re not a failure?
1. The first time is always the hardest. With your new frugal fixation, you’ll actually be able to look forward to 2009’s holiday season.